2023 Conforming Limits – California
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Are You Financially Prepared for a Home?
Homeownership is a significant milestone in many people’s lives. It’s not just about finding the perfect house; it’s also about ensuring that your finances are in order to support this long-term commitment. This newsletter will help guide you through some essential steps to prepare your finances for homeownership: 1. Assess Your Financial Situation: Calculate your monthly […]
Getting a Mortgage With Student Debt
More than 43 million Americans have student loans. So if you’re hoping to buy a home with student loans in tow, you’re not alone. Fortunately, student loans are treated just like any other debt when applying for a mortgage. While having lots of debt can certainly make the process more challenging, it doesn’t disqualify you […]
Down Payment and Closing Cost Assistance
Low-income, first-time homebuyers may qualify for a low-interest, deferred payment loan of up to 17% of the purchase price for down payment assistance and 4%, up to $10,000 in closing costs assistance. Overview The loan funds must be used to pay a down payment and closing costs on the purchase. The home you buy must […]
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