Knowing whether the price is right for a property you’re interested in is vital to avoid problems further down the road. It can be easy to miss though, especially in a hot market. With stiff competition, an overpriced listing can still get plenty of bids as if nothing is amiss — the downsides of overpaying […]
Mortgage rates have risen since the beginning of the year. As home prices still remain high and economic uncertainty creeps in, you might be considering pausing your home search. Is that the right move, though? The truth is, no homebuying journey is the same — and that’s exactly why the potential costs and savings of […]
You don’t need two incomes to buy a house. It’s becoming quite common (and necessary in some cases) to buy property with a single income these days. Whether you’re buying your first property on your own or buying a family home with one income for the household, your financial situation shouldn’t hold you back from […]
Buying a house can be challenging, but the work doesn’t stop once you sign those closing papers. As a new homeowner, there are a number of tasks you’ll want to prioritize to ensure your home is safe, secure and primed for success before moving in. Here are seven tasks to put on your post-closing to-do […]
You’ve spent years handing over your hard-earned cash to a landlord. But what do you really have to show for it? Life as a renter can be frustrating, as well as expensive. But is the huge financial commitment of homeownership actually a viable alternative to renting? You may be surprised to know that the answer […]
Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher interest rates, but initial rates for ARMs have also remained lower than fixed-rate mortgages. For example, these were the average rates in late May: 30-year fixed-rate mortgage: 5.1% 5/1 ARM: 4.2% Seems like a no-brainer, […]
There’s nothing like walking into a house and realizing it’s the one — your dream home! But before you go house hunting, you should get preapproved for a loan that’s just as perfect for you. Making sense of the financial language might initially seem intimidating, but it’s the first step to living that dream. Get […]
Buying a home is a huge life goal for many people — and for good reason. For one, homeownership means putting down roots. You get a place that’s all your own — one that you can build your life around. On top of that, there are plenty of financial reasons to become a homeowner. Are […]
There are a lot of myths and misconceptions in the personal finance world, and some of them could hold you back — from saving money and improving your credit score to qualifying for loans. No matter what your next financial goal may be, having a solid strategy is integral to getting you there safer and […]
Down payments can be a big hurdle when buying a home. In fact, nearly a third of first-time buyers received money from friends or relatives to source their down payment. Are you considering a similar move? If so, proceed with caution. Though getting gift money is quite common, it also comes with some unique challenges. […]
We take pride in providing you with excellent service and appreciate the opportunity to assist you with all your mortgage needs.
America One Mortgage Group - Corporate NMLS# 79460 California Bureau of Real Estate Licensed Broker# 01323980
