Traditionally, wintertime is a downtime for the real estate market. The weather is colder, wetter and often messy, which can be a little off-putting for potential homebuyers and sellers. But despite these seasonal challenges, winter can actually be advantageous for anyone interested in buying or selling a home. In fact, winter can offer buyers and […]

Unlocking the Value of Your Home: The Power of a Home Equity Line of Credit Introduction: Picture this: John and Sarah, a young couple in their mid-30s, recently realized that their home could be more than just a place to live—it could be a key to financial flexibility. Like many homeowners today, they were exploring […]

In 2022, the prime rate went up by 4 points, going from 3.5% to 7.5%. This happened because the Federal Reserve wanted to better manage inflation. By July 2023, the prime rate had gone up to 8.5% But what does all of this actually mean? What is the prime rate, and how does it impact […]

Homeownership is a significant milestone in many people’s lives. It’s not just about finding the perfect house; it’s also about ensuring that your finances are in order to support this long-term commitment. This newsletter will help guide you through some essential steps to prepare your finances for homeownership: 1. Assess Your Financial Situation: Calculate your monthly […]

Low-income, first-time homebuyers may qualify for a low-interest, deferred payment loan of up to 17% of the purchase price for down payment assistance and 4%, up to $10,000 in closing costs assistance. Overview The loan funds must be used to pay a down payment and closing costs on the purchase. The home you buy must […]