Thinking about moving can feel daunting in today’s housing market. Trading in your current mortgage rate — especially if it’s much lower than today’s — may give you pause. But a higher rate doesn’t always mean it’s the wrong decision. Sometimes, the long-term benefits of the right home outweigh the short-term comfort of a lower […]

Buying a new home isn’t a step to take lightly. From the upfront costs to the uncertainty of what lies ahead, there’s a lot to consider. But while stress and anxiety are only natural, these initial trepidations can be quickly offset by the rewards of homeownership. Whether you’re settling into a new home or planning […]

Being your own boss has its perks. But when it comes to applying for a mortgage, nontraditional income can make things more complicated. Traditional mortgage applications often favor W-2 income. If you don’t earn that way, it might be harder to prove your financial stability on a mortgage application. But that doesn’t mean you won’t […]

Thinking about upgrading your kitchen, building a backyard oasis or tackling a long-overdue repair? Home renovations can be exciting, but they’re rarely cheap. The good news: You may not need to drain your savings or take out a personal loan. Two common options — cash-out refinancing and home equity lines of credit (HELOCs) — can […]

When you embark on securing home financing, your credit report plays a crucial role. However, we believe you should be aware of an important aspect of this process. When we pull your credit report, the major credit bureaus—Experian, Equifax, Innovis, and TransUnion—can legally sell your information to other companies. This practice, known as “trigger leads,” […]