Thinking about upgrading your kitchen, building a backyard oasis or tackling a long-overdue repair? Home renovations can be exciting, but they’re rarely cheap. The good news: You may not need to drain your savings or take out a personal loan. Two common options — cash-out refinancing and home equity lines of credit (HELOCs) — can […]
Securing a home loan with bad credit can be challenging, but it’s not impossible. While eligibility criteria and terms vary, improving your credit score can work in your favor. Why Your Credit Score Matters Your credit score gives lenders an idea of how reliable you are at repaying debts. Higher scores suggest that you’re likely […]
When you embark on securing home financing, your credit report plays a crucial role. However, we believe you should be aware of an important aspect of this process. When we pull your credit report, the major credit bureaus—Experian, Equifax, Innovis, and TransUnion—can legally sell your information to other companies. This practice, known as “trigger leads,” […]
House flipping has become a popular practice in recent years. Investors purchase older, often rundown homes and restore them to their former glory with a little DIY magic. While these stories make for good television, they don’t always have a happy ending for the buyer though — in the real world, quick flips can correspond […]
Your home can be a valuable financial resource if you’re looking to fund an important project or consolidate debt. Accessing your equity through a loan, home equity line of credit or cash-out refinance can be a smart move in the right circumstances. However, it’s important to carefully review the potential risks involved. If you’re considering […]
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America One Mortgage Group - Corporate NMLS# 79460 California Bureau of Real Estate Licensed Broker# 01323980
