After getting a loan, it’s not uncommon to see an uptick in mail regarding your financing. Some of these letters and postcards come directly from your lender or legitimate third-party solicitors. Unfortunately, others can come from ill-intentioned mortgage scammers. Luckily, there are ways to protect yourself from junk mail and scammers. The most important thing […]
Refinancing allows borrowers to reduce their monthly mortgage rates and payments, shorten loan terms and convert home equity to cash. But refinancing can be complicated — even responsible borrowers with relatively high credit scores and a history of timely payments can be denied. What are the most common reasons why a refinance application may be […]
Buying your first home is an exciting milestone, but it can come with its fair share of jargon. One term you may encounter is PITI. It might sound like alphabet soup, but PITI — principal, interest, taxes and insurance — is the backbone of your mortgage payments. Whether you’re a first-time buyer or looking to […]
As you may know, saving for a competitive down payment was one of the primary obstacles homebuyers faced in 2023. With high prices and rising mortgage rates, many buyers have turned to down payment assistance (DPA) for relief. But while DPA can reduce upfront costs and make homeownership more accessible, it’s not necessarily for everyone. […]
As you may know, saving for a competitive down payment was one of the primary obstacles homebuyers faced in 2023. With high prices and rising mortgage rates, many buyers have turned to down payment assistance (DPA) for relief. But while DPA can reduce upfront costs and make homeownership more accessible, it’s not necessarily for everyone. […]
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