Considerations for Paying Off Your Home
Paying off your mortgage might seem like a dream come true: no more payments, no more interest and owning your house in full. Who wouldn’t want all of that?
Latest News, and Market Conditions
Should I Get Preapproved for A Mortgage Before House Hunting
We’ve all likely heard the story, maybe at a cookout or in the break room at the office. The homebuying nightmare of being a week away from closing on the new, beautiful home, and then someone, unfortunately, heard from their lender, the bomb drop of “we may have a little problem.”
What goes into your credit score?
When you’re applying for a mortgage, you know that your credit score plays a big role in your approval — and it can affect your interest rate too. But do you know how your score is calculated?
Your Debt-to-Income Ratio Calculation
Your debt-to-income (DTI) ratio is an important factor when applying for a mortgage or refinance. Not only does it play a role in your ability to qualify, but it can also influence your interest rate and the long-term costs of your loan.
A Guide to First-Time Buyer Resources
Fortunately, if you’re a first-timer — or if you haven’t owned a home in at least three years — there are loads of federal and state resources available. They can make buying a home easier, more affordable, and more accessible.
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