Just bought a new home? If so, it’s the perfect time to check whether your property tax assessment is accurate. If your home is overvalued, you could end up overpaying on your property taxes — and filing an appeal can result in significant tax savings. Catching errors right after closing on your home can also […]
Being your own boss has its perks. But when it comes to applying for a mortgage, nontraditional income can make things more complicated. Traditional mortgage applications often favor W-2 income. If you don’t earn that way, it might be harder to prove your financial stability on a mortgage application. But that doesn’t mean you won’t […]
Fixed-rate mortgages are the most common home loan type — and for good reason. They offer consistency with a locked-in rate and monthly payment for the life of the loan. But fixed isn’t the only option available. An adjustable-rate mortgage, or ARM, might also be worth considering depending on your circumstances. Here’s how it works. […]
Thinking about upgrading your kitchen, building a backyard oasis or tackling a long-overdue repair? Home renovations can be exciting, but they’re rarely cheap. The good news: You may not need to drain your savings or take out a personal loan. Two common options — cash-out refinancing and home equity lines of credit (HELOCs) — can […]
Securing a home loan with bad credit can be challenging, but it’s not impossible. While eligibility criteria and terms vary, improving your credit score can work in your favor. Why Your Credit Score Matters Your credit score gives lenders an idea of how reliable you are at repaying debts. Higher scores suggest that you’re likely […]
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America One Mortgage Group - Corporate NMLS# 79460 California Bureau of Real Estate Licensed Broker# 01323980
